What You Should Know About Closing Costs

What You Should Know About Closing Costs http://dlvr.it/SjNdHs
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Rates, Construction Stats Showing Hopeful Signs for New Year

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Mortgage activity took the usual hit over the last two weeks as the country celebrated a variety of religious and secular holidays. The Mortgage Brokers Association (MBA) was closed during Christmas Week, so this morning’s report encapsulates the December 18 to December 29 period. MBA said its Market Composite Index, a measure of mortgage loan application volume, declined 9.4 percent on a seasonally adjusted basis compared to two weeks earlier. On an unadjusted basis, the Index decreased 38 percent.   The unadjusted Refinance Index fell 43 percent below its prior reported level but was 15 percent higher than the same week one year ago. The refinance share of mortgage activity accounted for 36.3 percent of total applications. The previously reported share was 39.4 percent. [refiappschart] The seasonally adjusted Purchase Index declined by 5 percent over the holiday period while the unadjusted Purchase Index fell 34 percent. The Index was down by 12 percent year-over-year. [purchaseappsc...
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