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Showing posts from August, 2023

Homebuyer, Lead Source, AML, Pre-Qual Appraisal Products; Credit Changes Schedule

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Studies have shown that women who have large backsides live much longer than the men who comment on them. Studies also show that there are three basic groups of people in the United States: homeowners with 3 percent mortgages who don’t want to move, wannabe homeowners who don’t want 8 percent mortgages, and renters who don’t care. A growing number will tell you that the actions of the Federal Reserve have had a huge impact creating those groups, and creating the hiring/firing roller coaster that our industry is on. Although there are exceptions, many lenders have gone, or are quickly heading, back to 2018 or 2019 staffing levels and there’s little use in not being aggressive from a bottom-line perspective, unfortunately. Anyone displaced can post their resume for free here, where potential employers can view them for several months for only $75. (Today’s podcast can be found here and this week’s is sponsored by Black Knight. Black Knight is an award-winning software, data and analytics...

Mortgage Applications Rise After Five Week Retreat

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After falling for five straight weeks, mortgage applications finally gained a little ground last week. The Mortgage Bankers Association (MBA) said its seasonally adjusted Market Composite Index, a measure of mortgage loan application volume, increased 2.3 percent during the week ended August 25 and was 1 percent higher before adjustment. The Refinance Index was up 3 percent week-over-week although it still lags August 2022 levels by 28 percent. The refinance share of mortgage activity increased to 30.1 percent of total applications from 29.5 percent the previous week. It was the largest share for refinancing since mid-February. [refiappschart] The seasonally adjusted Purchase Index rose 2 percent and eked out a 0.3 percent gain before adjustment. Purchasing was 27 percent lower than a year earlier. [purchaseappschart] “Mortgage rates were mostly unchanged last week, with the 30-year fixed rate remaining at 7.31 percent – the highest since December 2000. Treasury yields peaked early in ...

#ForSellers #HousingMarketUpdates #Demographics #SellingMyths Buyer Traffic Is Still Stronger than the Norm: Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? http://dlvr.it/SvN6p0

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#ForSellers #HousingMarketUpdates #Demographics #SellingMyths Buyer Traffic Is Still Stronger than the Norm: Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? http://dlvr.it/SvN6p0 http://dlvr.it/SvN7Kg

Buyer Traffic Is Still Stronger than the Norm

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Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? http://dlvr.it/SvN6nP

Gen Z: The Next Generation Is Making Moves in the Housing Market

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Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. http://dlvr.it/SvGrnD

New ActiveCampaign campaign!

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New ActiveCampaign campaign! http://dlvr.it/Sv3mLt

#ForBuyers #ForSellers #FirstTimeHomeBuyers #BuyingMyths Why You Need a True Expert in Today’s Housing Market: The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. http://dlvr.it/Sv3QCn

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#ForBuyers #ForSellers #FirstTimeHomeBuyers #BuyingMyths Why You Need a True Expert in Today’s Housing Market: The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. http://dlvr.it/Sv3QCn http://dlvr.it/Sv3QVg

Why You Need a True Expert in Today’s Housing Market

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The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. http://dlvr.it/Sv3QDR

#ForBuyers #ForSellers #Pricing #HousingMarketUpdates #BuyingMyths Why Median Home Sales Price Is Confusing Right Now: The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. http://dlvr.it/StxxTv

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#ForBuyers #ForSellers #Pricing #HousingMarketUpdates #BuyingMyths Why Median Home Sales Price Is Confusing Right Now: The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. http://dlvr.it/StxxTv http://dlvr.it/Stxy5m

Why Median Home Sales Price Is Confusing Right Now

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The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. http://dlvr.it/StxxVr

Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com

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Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Stw1MG

China's property giant Evergrande files for bankruptcy protection in Manhattan court

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China's property giant Evergrande files for bankruptcy protection in Manhattan court http://dlvr.it/SttmsH

Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com

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Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Stt4SK

Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com

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Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Stt4HL

#ForBuyers #ForSellers #Foreclosures #HousingMarketUpdates Don’t Expect a Flood of Foreclosures: The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. http://dlvr.it/Stjv5x

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#ForBuyers #ForSellers #Foreclosures #HousingMarketUpdates Don’t Expect a Flood of Foreclosures: The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. http://dlvr.it/Stjv5x http://dlvr.it/StjvjF

Don’t Expect a Flood of Foreclosures

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The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. http://dlvr.it/Stjv4w

Where Are People Moving Today and Why?

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Plenty of people are still moving these days. http://dlvr.it/Stcvg4

The Value of an Agent When Buying Your New Construction Home Buying a new construction home can be an exciting experience. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the difference. Here’s how your agent is an invaluable resource in your search to find and buy your new home. Agents Know the Local Area and Market Your agent is well-versed in the emerging communities and upcoming developments that could influence your decision. Your agent can help you find a community that perfectly aligns with your preferences, lifestyle, and future needs. Knowledge of Construction Quality and Builder Reputation An agent also has the expertise to evaluate the construction quality and reputation of different builders. This information can help you avoid any potential risks and help you confidently select a builder known for delivering quality homes. Assistance with Customization and Upgrades The most obvious benefit of opting for new home construction is the opportunity to customize your home to suit your preferences. Your agent will guide you through that process and share advice on the upgrades that are most likely to add long-term value to your home. Understanding Builder Contracts and Negotiations Builder contracts can be complex and differ from traditional home purchase agreements. Your agent can help you navigate these contracts to make sure you fully understand the terms and conditions. The guidance and expertise of a local real estate agent can make all the difference in turning your vision of the perfect home into a reality. DM me so you can feel confident about purchasing your new construction home. #firsttimehomebuyer #opportunity www.DanFreshley.com

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ICYMI: The Value of an Agent When Buying Your New Construction Home Buying a new construction home can be an exciting experience. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the difference. Here’s how your agent is an invaluable resource in your search to find and buy your new home. Agents Know the Local Area and Market Your agent is well-versed in the emerging communities and upcoming developments that could influence your decision. Your agent can help you find a community that perfectly aligns with your preferences, lifestyle, and future needs. Knowledge of Construction Quality and Builder Reputation An agent also has the expertise to evaluate the construction quality and reputation of different builders. This information can help you avoid any potential risks and help you confidently select a builder known for delivering quality homes. Assistance with Custom...

Manufactured, HELOC, Automation, Home Insurance Products; Wholesaler Earnings and News; Inflation and Rates

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A general discussion topic of those here at the MMLA conference in Michigan is the ups and downs we’re all facing. While mortgage applications drift down, and industry headcounts go down, and towns on Maui like Lahaina burn down, here’s something that isn’t going down: credit card debt. Talk to any underwriter or loan officer and they will tell you that loans have become more difficult, in part because of borrower debt loads, and sure enough credit card balances hit $1.03 trillion in the second quarter. And it ain’t going down. The number is up 4.6 percent from $986 billion in the preceding three-month period. For some good economist’s perspectives and interest rates in general, and one capital markets guy’s, tune in to “Unparalleled Insights into Trends and Bold Predictions” with Selma Hepp (CoreLogic’s Chief Economist), Michael Fratantoni (MBA’s chief economist), and Rob Chrisman” on Wednesday August 16th at 1PM ET/10AM PT, sponsored by TrustEngine. (Today’s podcast can be found here...

About 11,000 Houses Will Sell Today Some homeowners have been waiting for months to put their house on the market because they don’t think people are buying homes right now. If that’s you, know that even though the housing market has slowed compared to the frenzy of a couple of years ago, it isn’t at a standstill. Contrary to what you may believe, buyers are still active and plenty of homes are selling right now. According to the National Association of Realtors (NAR), based on the pace of sales right now, just over 4 million homes will sell this year. With some simple math, let’s break down what that really means for you: • 4.16 million homes divided by 365 days in a year = 11,397 houses sell each day • 11,397 divided by 24 hours in a day = 475 houses sell per hour • 475 divided by 60 minutes in an hour = about 8 houses sell each minute So, on average, about 11,000 homes sell each day in this country. A real estate expert can give you more information about how many houses are being sold in your neighborhood, the amazing advantages that sellers are experiencing right now, and the most important things buyers are searching for in your area. Together you’ll use this knowledge to shape how you market your house based on local trends. If you’ve been waiting to sell because you don’t think there are buyers out there, know today’s market is active. Every day you wait, around 11,000 other homeowners are selling. In the time it took you to read this, eight homes sold. When you’re ready to sell too, DM me. #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com

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About 11,000 Houses Will Sell Today Some homeowners have been waiting for months to put their house on the market because they don’t think people are buying homes right now. If that’s you, know that even though the housing market has slowed compared to the frenzy of a couple of years ago, it isn’t at a standstill. Contrary to what you may believe, buyers are still active and plenty of homes are selling right now. According to the National Association of Realtors (NAR), based on the pace of sales right now, just over 4 million homes will sell this year. With some simple math, let’s break down what that really means for you: • 4.16 million homes divided by 365 days in a year = 11,397 houses sell each day • 11,397 divided by 24 hours in a day = 475 houses sell per hour • 475 divided by 60 minutes in an hour = about 8 houses sell each minute So, on average, about 11,000 homes sell each day in this country. A real estate expert can give you more information about how many houses are...

About 11,000 Houses Will Sell Today

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Some homeowners have been waiting for months to put their house on the market because they don’t think people are buying homes right now. http://dlvr.it/StSHSh

The Value of an Agent When Buying Your New Construction Home Buying a new construction home can be an exciting experience. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the difference. Here’s how your agent is an invaluable resource in your search to find and buy your new home. Agents Know the Local Area and Market Your agent is well-versed in the emerging communities and upcoming developments that could influence your decision. Your agent can help you find a community that perfectly aligns with your preferences, lifestyle, and future needs. Knowledge of Construction Quality and Builder Reputation An agent also has the expertise to evaluate the construction quality and reputation of different builders. This information can help you avoid any potential risks and help you confidently select a builder known for delivering quality homes. Assistance with Customization and Upgrades The most obvious benefit of opting for new home construction is the opportunity to customize your home to suit your preferences. Your agent will guide you through that process and share advice on the upgrades that are most likely to add long-term value to your home. Understanding Builder Contracts and Negotiations Builder contracts can be complex and differ from traditional home purchase agreements. Your agent can help you navigate these contracts to make sure you fully understand the terms and conditions. The guidance and expertise of a local real estate agent can make all the difference in turning your vision of the perfect home into a reality. DM me so you can feel confident about purchasing your new construction home. #firsttimehomebuyer #opportunity www.DanFreshley.com

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The Value of an Agent When Buying Your New Construction Home Buying a new construction home can be an exciting experience. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the difference. Here’s how your agent is an invaluable resource in your search to find and buy your new home. Agents Know the Local Area and Market Your agent is well-versed in the emerging communities and upcoming developments that could influence your decision. Your agent can help you find a community that perfectly aligns with your preferences, lifestyle, and future needs. Knowledge of Construction Quality and Builder Reputation An agent also has the expertise to evaluate the construction quality and reputation of different builders. This information can help you avoid any potential risks and help you confidently select a builder known for delivering quality homes. Assistance with Customization...

The Value of an Agent When Buying Your New Construction Home Buying a new construction home can be an exciting experience. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the difference. Here’s how your agent is an invaluable resource in your search to find and buy your new home. Agents Know the Local Area and Market Your agent is well-versed in the emerging communities and upcoming developments that could influence your decision. Your agent can help you find a community that perfectly aligns with your preferences, lifestyle, and future needs. Knowledge of Construction Quality and Builder Reputation An agent also has the expertise to evaluate the construction quality and reputation of different builders. This information can help you avoid any potential risks and help you... #firsttimehomebuyer #opportunity www.DanFreshley.com

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The Value of an Agent When Buying Your New Construction Home Buying a new construction home can be an exciting experience. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the difference. Here’s how your agent is an invaluable resource in your search to find and buy your new home. Agents Know the Local Area and Market Your agent is well-versed in the emerging communities and upcoming developments that could influence your decision. Your agent can help you find a community that perfectly aligns with your preferences, lifestyle, and future needs. Knowledge of Construction Quality and Builder Reputation An agent also has the expertise to evaluate the construction quality and reputation of different builders. This information can help you avoid any potential risks and help you... #firsttimehomebuyer #opportunity www.DanFreshley.com http://dlvr.it/StQDQm

There's Only Half the Inventory of a Normal Housing Market Today Wondering if it still makes sense to sell your house right now? The short answer is, yes. Especially if you consider how few homes there are for sale today. You may have heard inventory is low right now, but you may not fully realize just how low or why that’s a perk when you go to sell your house. While the housing inventory did grow slightly week-over-week, overall supply is still low. Compared to the same week last year, supply is down roughly 10% – and it was already considered low at that time. But, if you look further back, you’ll see inventory is down even more significantly. To gauge just how far off from normal today’s inventory is, let’s compare right now to 2019 (the last normal year in the market). When you compare the same week this year with the matching week in 2019, supply is about 50% lower. That means there are half the homes for sale now than there’d usually be. The key takeaway? We’re still nowhere near what’s considered a balanced market. There’s plenty of demand for your house because there just aren’t enough homes to go around. So, if you want to list your house, know that there’s only about half the inventory there’d usually be in a more normal year. That means your house will be in the spotlight if you sell now and you may see multiple offers and a fast home sale. With the number of homes for sale roughly half of what there’d usually be in a more normal year, you can rest assured there’s demand for your house. If you want to sell, DM me so your house can shine above the rest while inventory is so low. #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com

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ICYMI: There's Only Half the Inventory of a Normal Housing Market Today Wondering if it still makes sense to sell your house right now? The short answer is, yes. Especially if you consider how few homes there are for sale today. You may have heard inventory is low right now, but you may not fully realize just how low or why that’s a perk when you go to sell your house. While the housing inventory did grow slightly week-over-week, overall supply is still low. Compared to the same week last year, supply is down roughly 10% – and it was already considered low at that time. But, if you look further back, you’ll see inventory is down even more significantly. To gauge just how far off from normal today’s inventory is, let’s compare right now to 2019 (the last normal year in the market). When you compare the same week this year with the matching week in 2019, supply is about 50% lower. That means there are half the homes for sale now than there’d usually be. The key takeaway? We’r...

#ForSellers #HousingMarketUpdates #SellingMyths There's Only Half the Inventory of a Normal Housing Market Today: Wondering if it still makes sense to sell your house right now? http://dlvr.it/StM38d

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ICYMI: #ForSellers #HousingMarketUpdates #SellingMyths There's Only Half the Inventory of a Normal Housing Market Today: Wondering if it still makes sense to sell your house right now? http://dlvr.it/StM38d http://dlvr.it/StPhRy

#ForBuyers #FirstTimeHomeBuyers #BuyingMyths The Value of an Agent When Buying Your New Construction Home: Buying a new construction home can be an exciting experience. http://dlvr.it/StPgc0

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#ForBuyers #FirstTimeHomeBuyers #BuyingMyths The Value of an Agent When Buying Your New Construction Home: Buying a new construction home can be an exciting experience. http://dlvr.it/StPgc0 http://dlvr.it/StPgxn

There's Only Half the Inventory of a Normal Housing Market Today Wondering if it still makes sense to sell your house right now? The short answer is, yes. Especially if you consider how few homes there are for sale today. You may have heard inventory is low right now, but you may not fully realize just how low or why that’s a perk when you go to sell your house. While the housing inventory did grow slightly week-over-week, overall supply is still low. Compared to the same week last year, supply is down roughly 10% – and it was already considered low at that time. But, if you look further back, you’ll see inventory is down even more significantly. To gauge just how far off from normal today’s inventory is, let’s compare right now to 2019 (the last normal year in the market). When you compare the same week this year with the matching week in 2019, supply is about 50% lower. That means... #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com

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There's Only Half the Inventory of a Normal Housing Market Today Wondering if it still makes sense to sell your house right now? The short answer is, yes. Especially if you consider how few homes there are for sale today. You may have heard inventory is low right now, but you may not fully realize just how low or why that’s a perk when you go to sell your house. While the housing inventory did grow slightly week-over-week, overall supply is still low. Compared to the same week last year, supply is down roughly 10% – and it was already considered low at that time. But, if you look further back, you’ll see inventory is down even more significantly. To gauge just how far off from normal today’s inventory is, let’s compare right now to 2019 (the last normal year in the market). When you compare the same week this year with the matching week in 2019, supply is about 50% lower. That means... #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com http://dlvr.it/StMQgN

New ActiveCampaign campaign!

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New ActiveCampaign campaign! http://dlvr.it/StMQZv

There's Only Half the Inventory of a Normal Housing Market Today Wondering if it still makes sense to sell your house right now? The short answer is, yes. Especially if you consider how few homes there are for sale today. You may have heard inventory is low right now, but you may not fully realize just how low or why that’s a perk when you go to sell your house. While the housing inventory did grow slightly week-over-week, overall supply is still low. Compared to the same week last year, supply is down roughly 10% – and it was already considered low at that time. But, if you look further back, you’ll see inventory is down even more significantly. To gauge just how far off from normal today’s inventory is, let’s compare right now to 2019 (the last normal year in the market). When you compare the same week this year with the matching week in 2019, supply is about 50% lower. That means there are half the homes for sale now than there’d usually be. The key takeaway? We’re still nowhere near what’s considered a balanced market. There’s plenty of demand for your house because there just aren’t enough homes to go around. So, if you want to list your house, know that there’s only about half the inventory there’d usually be in a more normal year. That means your house will be in the spotlight if you sell now and you may see multiple offers and a fast home sale. With the number of homes for sale roughly half of what there’d usually be in a more normal year, you can rest assured there’s demand for your house. If you want to sell, DM me so your house can shine above the rest while inventory is so low. #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com

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There's Only Half the Inventory of a Normal Housing Market Today Wondering if it still makes sense to sell your house right now? The short answer is, yes. Especially if you consider how few homes there are for sale today. You may have heard inventory is low right now, but you may not fully realize just how low or why that’s a perk when you go to sell your house. While the housing inventory did grow slightly week-over-week, overall supply is still low. Compared to the same week last year, supply is down roughly 10% – and it was already considered low at that time. But, if you look further back, you’ll see inventory is down even more significantly. To gauge just how far off from normal today’s inventory is, let’s compare right now to 2019 (the last normal year in the market). When you compare the same week this year with the matching week in 2019, supply is about 50% lower. That means there are half the homes for sale now than there’d usually be. The key takeaway? We’re still...

#ForSellers #HousingMarketUpdates #SellingMyths There's Only Half the Inventory of a Normal Housing Market Today: Wondering if it still makes sense to sell your house right now? http://dlvr.it/StM38d

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#ForSellers #HousingMarketUpdates #SellingMyths There's Only Half the Inventory of a Normal Housing Market Today: Wondering if it still makes sense to sell your house right now? http://dlvr.it/StM38d http://dlvr.it/StM3kv

There's Only Half the Inventory of a Normal Housing Market Today

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Wondering if it still makes sense to sell your house right now? http://dlvr.it/StM38Y

Whether you’re buying or selling, it’s important to stay in-the-know about the housing market. Limited inventory, rising home prices, and homes selling fast are defining the housing market right now. To get insights into what’s happening in our local area and how these trends may affect your plans to buy or sell, let’s chat. #sellersmarket #buyerdemand www.DanFreshley.com

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Whether you’re buying or selling, it’s important to stay in-the-know about the housing market. Limited inventory, rising home prices, and homes selling fast are defining the housing market right now. To get insights into what’s happening in our local area and how these trends may affect your plans to buy or sell, let’s chat. #sellersmarket #buyerdemand www.DanFreshley.com http://dlvr.it/StGm12

Reluctant to list your house because you’re not sure if homes are selling right now? Based on current home sales data, roughly 11,000 homeowners are selling their homes daily. That’s over 450 an hour or eight homes every minute. But here's the key: your house won't sell if we don't list it. DM me today to get started. #sellyourhouse #realestate www.DanFreshley.com

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Reluctant to list your house because you’re not sure if homes are selling right now? Based on current home sales data, roughly 11,000 homeowners are selling their homes daily. That’s over 450 an hour or eight homes every minute. But here's the key: your house won't sell if we don't list it. DM me today to get started. #sellyourhouse #realestate www.DanFreshley.com http://dlvr.it/StC1g5

#ForBuyers #InterestRates #MoveUpBuyers #HousingMarketUpdates How Inflation Affects Mortgage Rates: When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t3h

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ICYMI: #ForBuyers #InterestRates #MoveUpBuyers #HousingMarketUpdates How Inflation Affects Mortgage Rates: When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t3h http://dlvr.it/StBVxb

Housing Market Forecast for the Rest of 2023 [INFOGRAPHIC]

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Want to know what experts say will happen in the rest of 2023? http://dlvr.it/StBV5v

#ForBuyers #InterestRates #MoveUpBuyers #HousingMarketUpdates How Inflation Affects Mortgage Rates: When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t3h

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#ForBuyers #InterestRates #MoveUpBuyers #HousingMarketUpdates How Inflation Affects Mortgage Rates: When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t3h http://dlvr.it/St7tKP

How Inflation Affects Mortgage Rates

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When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t3j

How To Know If You’re Ready to Buy a Home

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If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. http://dlvr.it/St5CC2

#ForBuyers #ForSellers #BuyingMyths #SellingMyths Sellers: Don’t Let These Two Things Hold You Back: Many homeowners thinking about selling have two key things holding them back. http://dlvr.it/St2Xk1

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ICYMI: #ForBuyers #ForSellers #BuyingMyths #SellingMyths Sellers: Don’t Let These Two Things Hold You Back: Many homeowners thinking about selling have two key things holding them back. http://dlvr.it/St2Xk1 http://dlvr.it/St5C5d

ITIN, AOT, Warehouse, Servicing Products; Rocket Changes, Conventional Conforming News; Fannie's $5 billion Net Income

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Overheard last night at a bar here in Austin, Texas: “It’s hotter than the hinges to the gates of hell.” Not so hot, as residential lenders know, are volume and mortgage rates (which some believe may drift down during the final five months of 2023). No one can predict interest rates with any degree of accuracy or confidence, so originators should optimize the current situation with the cards they have been dealt, which aren’t always good. Speaking of which, an owner of a non-bank lender who was doing $40 million a month a few years ago and who is now doing $10 million a month wrote, “Rob, are you hearing that, in the acquisition of a lender, that all the premium is gone, and that deals are comprised of just an earn out over 2-3 years?” Yes, I am hearing that, for lenders doing $10 million a month. But every deal is different, and for companies that were doing $80 million a month and are now doing $30 million, then there might still be a premium. You should check with someone like STRAT...

Sellers: Don’t Let These Two Things Hold You Back Many homeowners thinking about selling have two key things holding them back. That’s feeling locked in by today’s higher mortgage rates and worrying they won’t be able to find something to buy while supply is so low. Let’s dive into each challenge and give you some helpful advice on how to overcome these obstacles. Challenge #1: The Reluctance to Take on a Higher Mortgage Rate The Advice: Waiting May Not Pay Off While experts project mortgage rates will gradually fall this year as inflation cools, that doesn’t necessarily mean you should wait to sell. Mortgage rates are notoriously hard to predict. And, right now home prices are back on the rise. If you move now, you’ll at least beat rising home prices when you buy your next home. And, if experts are right and rates fall, you can always refinance later if that happens. Challenge #2: The... #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com

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Sellers: Don’t Let These Two Things Hold You Back Many homeowners thinking about selling have two key things holding them back. That’s feeling locked in by today’s higher mortgage rates and worrying they won’t be able to find something to buy while supply is so low. Let’s dive into each challenge and give you some helpful advice on how to overcome these obstacles. Challenge #1: The Reluctance to Take on a Higher Mortgage Rate The Advice: Waiting May Not Pay Off While experts project mortgage rates will gradually fall this year as inflation cools, that doesn’t necessarily mean you should wait to sell. Mortgage rates are notoriously hard to predict. And, right now home prices are back on the rise. If you move now, you’ll at least beat rising home prices when you buy your next home. And, if experts are right and rates fall, you can always refinance later if that happens. Challenge #2: The... #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com http://dlvr.it/St2vsg

#ForSellers #Pricing #MarketUpdates Pricing Your House Right Still Matters Today: While this isn’t the frenzied market we saw during the ‘unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now. http://dlvr.it/SsznxQ

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ICYMI: #ForSellers #Pricing #MarketUpdates Pricing Your House Right Still Matters Today: While this isn’t the frenzied market we saw during the ‘unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now. http://dlvr.it/SsznxQ http://dlvr.it/St2YTC

#ForBuyers #ForSellers #BuyingMyths #SellingMyths Sellers: Don’t Let These Two Things Hold You Back: Many homeowners thinking about selling have two key things holding them back. http://dlvr.it/St2Xk1

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#ForBuyers #ForSellers #BuyingMyths #SellingMyths Sellers: Don’t Let These Two Things Hold You Back: Many homeowners thinking about selling have two key things holding them back. http://dlvr.it/St2Xk1 http://dlvr.it/St2YBs

Sellers: Don’t Let These Two Things Hold You Back

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Many homeowners thinking about selling have two key things holding them back. http://dlvr.it/St2XlK