About Dan Freshley Home Loans and who we are- Welcome to our virtual loan office! From this site you can inquire about available loan products, current interest rates, terms, fees and even make loan application. Dan Freshley is an over 20 year mortgage industry veteran and has assisted thousands of families become homeowners and accomplish their financial goals through home ownership. We are a Federally Charted Bank lending in all 50 states. Offering home loans and programs for virtually every possible loan scenario, no matter what the circumstances, no matter what the credit history. With our National presence, we can offer products and services many one dimensional lenders or mortgage brokers can not. Among the many products we have available are the following; 100% mortgage packages, with no Primary Mortgage Insurance, saving most buyers hundreds of dollars monthly. First Time Home Buyers Programs including Down Payment Assistance that can allow Seller Credit